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About Pmt

The PMT 2009 is essentially a tool to capture data from an institution’s accounting and portfolio system via an input form or an import function; based on this data it creates financial reports and ratios to be used by an institution’s management. It is not a comprehensive Management Information System, and shouldn’t be seen as a substitute for this. However, it collects, stores and computes key financial data in a systematic way providing value for any financial institution.

Special care was taken to consider the different reporting requirements of all kinds of institutions involved in microfinance. This led e.g. to the inclusion of certain ratios used by the PEARLS tool, specialized on performance monitoring of savings and credit cooperatives. Also, you will find that input forms and reports differ from one institution to the other, since not all items are relevant for all types of institution.